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University of Illinois Community Credit Union
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What does the Illini Football’s 2024 season and the credit union industry have in common? Way more than you’d think. Both are built on the power of famILLy—a University of Illinois term that combines “family” with “ILL” to represent the united spirit of fans, players, alumni—and community, the scrappiness of being the underdog, and the kind of persistence that only belief can fuel. So, how do these two seemingly different worlds share the same winning formula?
Illini Football isn’t just a team—it’s a famILLy. Players, coaches, fans, alumni—it’s one big orange and blue lovefest (with a few nail-biting moments) that makes up Illini Nation. This season, you could feel the energy of the crowd lifting the team to greatness. The players weren’t just showing up for themselves; they were showing up for everyone who believed in them.
Sound familiar? That’s exactly how credit unions operate. Our financial institutions are like the small business on main street: personal, supportive, and always looking out for their members. They know your name, your story, and maybe even your favorite donut. Both Illini Football and credit unions remind us that when people come together for a common cause, amazing things happen.
Let’s be real—Illini Football wasn’t exactly expected to dominate this year or in last week’s Cheeze-It Citrus Bowl. (The Gamecocks were favored by 9 points!) But did the team care? Nope. They came out swinging, proving the doubters’ wrong game after each game in the season and won the Cheeze-It Citrus Bowl. There’s something so satisfying about watching an underdog rise, isn’t there?
Credit unions know that feeling all too well. We’re the underdogs of the financial world, competing with mega-banks and FinTechs that seem to have all the resources. But guess what? Credit unions don’t just hold their own—we thrive. We use our smaller size and member-first mentality to offer things the big guys can’t, like personalized service and community-driven initiatives. Being the underdog isn’t a disadvantage—it’s our superpower.
If there’s one word to describe the Illini this season, it’s persistence. This team didn’t throw in the towel when things got tough—I’m thinking about the awesome win against Purdue. They dug deep, stayed focused, and trusted in their ability to succeed. Every victory felt like a team-wide mic drop.
The credit union industry? Same vibe. We’ve faced our share of challenges—economic downturns, evolving technology, fraudsters (feels like we’re 9 points under)—but we keep pushing forward. Why? Because we believe in our mission to serve our members and communities. Our belief fuels everything we do, and it’s why we’ll never quit, no matter how steep the climb.
Whether it’s Illini Football or credit unions, the playbook is the same: lean on each other and build a culture around belief in our mission, embracing our underdog status, and never stop believing in what we can achieve. Illini Football shows us that a great season isn’t just about stats—it’s about heart, grit, and showing up for your community. Credit unions remind us that financial success isn’t just about numbers—it’s about people, relationships, and sticking to our values. In the end, both are proof that when you mix community, persistence, and a whole lot of belief, you can achieve greatness. Whether you’re chasing a championship or financial wellbeing for all, the message is clear: bet on the underdog, and you might just win big.
University of Illinois Community Credit Union
University of Illinois Community Credit Union
Susan Toalson McGinty is the Chief Growth & Advocacy Officer at the University of Illinois Community Credit Union, where she also serves as a certified financial coach.
In her role, she manages the credit union’s mortgage and commercial lending departments, oversees its affinity relationship with the University of Illinois, and leads the partnership program that strengthens connections between the credit union, businesses and the community.
Susan is deeply passionate about the transformative power of financial literacy and is dedicated to bringing financial education to the workplace and her community, empowering individuals with the knowledge and skills to manage their money wisely and build stronger, more resilient communities. Her career reflects a lifelong commitment to fostering connections, collaboration, and personal growth.
Before joining the credit union, Susan served as Vice President for the Credit Union National Association, where she worked on the Creating Awareness Initiative, and as Executive Director of the Urbana Business Association.
A former teacher and proud United States Navy Reserves veteran, Susan holds a Bachelor of Science degree in Organizational Leadership from Greenville College.
Susan is a proud mom of five, Yaya to four, and treasures her time with family, friends, and her community. She is passionate about building relationships especially on the tennis court, connecting incredible people, and helping individuals and organizations realize their full potential.
A proud Illini fan, Susan loves drawing inspiration from sports, community, and underdog stories to highlight the shared values that make credit unions so impactful.
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